.smc-calculator {
  --smc-bg: #ffffff;
  --smc-soft: #f6f7f9;
  --smc-border: #dfe3ea;
  --smc-text: #172033;
  --smc-muted: #667085;
  --smc-ok: #e9f7ef;
  --smc-warn: #fff6df;
  --smc-danger: #fff0f0;
  --smc-focus: #2563eb;
  max-width: 820px;
  margin: 1.5rem auto;
  padding: 1rem;
  background: var(--smc-bg);
  color: var(--smc-text);
  border: 1px solid var(--smc-border);
  border-radius: 16px;
  box-shadow: 0 8px 28px rgba(15, 23, 42, 0.06);
  font-family: inherit;
}

.smc-calculator *,
.smc-calculator *::before,
.smc-calculator *::after {
  box-sizing: border-box;
}

.smc-title {
  margin: 0 0 0.35rem;
  font-size: clamp(1.4rem, 3vw, 2rem);
  line-height: 1.25;
  font-weight: 700;
}

.smc-results-title {
  margin-bottom: 0.75rem;
}

.smc-ltv-unavailable-note {
  margin: 0;
  padding: 0.75rem 0.85rem;
  color: var(--smc-muted);
  font-size: 0.9rem;
  line-height: 1.5;
  background: var(--smc-soft);
  border: 1px solid var(--smc-border);
  border-radius: 12px;
}

.smc-header p,
.smc-disclaimer,
.smc-market-card span,
.smc-market-note,
.smc-portfolio p,
.smc-ltv-note,
.smc-mini-disclaimer {
  color: var(--smc-muted);
  font-size: 0.95rem;
  line-height: 1.55;
}

.smc-noscript {
  padding: 0.85rem 1rem;
  margin-bottom: 1rem;
  border-radius: 12px;
  background: var(--smc-warn);
}

.smc-market-card {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem 1rem;
  align-items: center;
  margin: 1rem 0;
  padding: 0.85rem;
  background: var(--smc-soft);
  border-radius: 12px;
}

.smc-market-card .smc-market-note {
  flex: 1 1 100%;
  margin: 0.25rem 0 0;
}

.smc-form-section {
  margin: 1.25rem 0;
  padding: 0;
}

.smc-section-title {
  margin: 0 0 0.75rem;
  font-size: 1.05rem;
  font-weight: 700;
}

.smc-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0.85rem;
}

.smc-field {
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
  font-weight: 600;
}

.smc-label-row,
.smc-option-title {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  min-width: 0;
}

.smc-help {
  display: inline-grid;
  place-items: center;
  flex: 0 0 auto;
  width: 1.25rem;
  height: 1.25rem;
  min-width: 1.25rem;
  min-height: 1.25rem;
  border: 1px solid #9aa6b2;
  border-radius: 50%;
  color: #405062;
  background: #fff;
  font-size: 0.74rem;
  font-weight: 800;
  line-height: 1;
  cursor: help;
}

.smc-help:focus,
.smc-help:focus-visible {
  outline: 2px solid var(--smc-focus);
  outline-offset: 2px;
}

body.smc-help-popovers-ready .smc-help::after {
  content: none !important;
  display: none !important;
}

.smc-help-popover {
  position: fixed;
  z-index: 2147483647;
  width: max-content;
  max-width: min(320px, calc(100vw - 24px));
  padding: 0.75rem 0.85rem;
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 12px;
  background: #172033;
  color: #fff;
  box-shadow: 0 18px 42px rgba(15, 23, 42, 0.28);
  font-size: 0.86rem;
  font-weight: 500;
  line-height: 1.55;
  direction: rtl;
  text-align: right;
  pointer-events: none;
}

.smc-help-popover[hidden] {
  display: none !important;
}

.smc-field input,
.smc-field select {
  width: 100%;
  min-height: 44px;
  padding: 0.65rem 0.85rem;
  border: 1px solid var(--smc-border);
  border-radius: 12px;
  background: #fff;
  color: var(--smc-text);
  font: inherit;
}

.smc-field input:focus,
.smc-field select:focus,
.smc-submit:focus,
.smc-submit:focus-visible,
.smc-collapse-toggle:focus,
.smc-collapse-toggle:focus-visible,
.smc-copy-link:focus,
.smc-copy-link:focus-visible {
  outline: 2px solid var(--smc-focus);
  outline-offset: 2px;
}

.smc-risk-fieldset {
  margin: 0;
  padding: 0;
  border: 0;
}

.smc-risk-option {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 0.25rem 0.6rem;
  align-items: start;
  margin: 0.5rem 0;
  padding: 0.75rem;
  border: 1px solid var(--smc-border);
  border-radius: 12px;
  background: var(--smc-soft);
  cursor: pointer;
  min-height: 44px;
}

.smc-risk-option input {
  margin-top: 0.2rem;
  width: 1.1rem;
  height: 1.1rem;
}

.smc-risk-option small {
  grid-column: 2;
  color: var(--smc-muted);
  font-weight: 400;
}

.smc-submit,
.smc-copy-link,
.smc-collapse-toggle {
  min-height: 44px;
}

.smc-submit {
  width: 100%;
  margin-top: 0.5rem;
  padding: 0.75rem 1.2rem;
  border: 0;
  border-radius: 999px;
  background: #172033;
  color: #fff;
  font-weight: 700;
  cursor: pointer;
}

.smc-submit:hover,
.smc-copy-link:hover,
.smc-collapse-toggle:hover {
  filter: brightness(1.05);
}

.smc-disclaimer {
  margin: 0.85rem 0 0;
}

.smc-results {
  margin-top: 1.25rem;
}

.smc-loading,
.smc-alert {
  padding: 0.85rem 1rem;
  border-radius: 12px;
  background: var(--smc-soft);
}

.smc-alert.danger {
  background: var(--smc-danger);
}

.smc-loan-amount-banner {
  margin: 0 0 0.85rem;
  padding: 0.85rem 1rem;
  background: var(--smc-soft);
  border: 1px solid var(--smc-border);
  border-radius: 12px;
}

.smc-loan-amount-label {
  display: block;
  color: var(--smc-muted);
  font-size: 0.88rem;
}

.smc-loan-amount-value {
  display: block;
  margin-top: 0.35rem;
  font-size: 1.15rem;
}

.smc-loan-amount-hint {
  margin: 0.45rem 0 0;
  color: var(--smc-muted);
  font-size: 0.85rem;
  line-height: 1.45;
}

.smc-loan-amount-note {
  margin: 0 0 0.75rem;
  padding: 0.65rem 0.85rem;
  font-size: 0.9rem;
  color: var(--smc-muted);
  background: var(--smc-soft);
  border: 1px solid var(--smc-border);
  border-radius: 10px;
}

.smc-result-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0.65rem;
  margin: 0.75rem 0 1rem;
}

.smc-result-card {
  padding: 0.85rem 1rem;
  background: var(--smc-soft);
  border: 1px solid var(--smc-border);
  border-radius: 12px;
}

.smc-result-card span {
  color: var(--smc-muted);
  font-size: 0.88rem;
}

.smc-result-card strong {
  display: block;
  margin-top: 0.35rem;
  font-size: 1.15rem;
  line-height: 1.3;
}

.smc-card-label {
  color: var(--smc-muted);
  font-size: 0.88rem;
  font-weight: 600;
}

.smc-card-note {
  margin: 0.45rem 0 0;
  color: var(--smc-muted);
  font-size: 0.86rem;
  line-height: 1.5;
  font-weight: 400;
}

.smc-form-notice {
  margin: 0.75rem 0 0;
  padding: 0.75rem 0.9rem;
  border-radius: 10px;
  background: var(--smc-warn);
  color: var(--smc-text);
  font-size: 0.92rem;
}

.smc-form-notice[hidden] {
  display: none;
}

.smc-result-card.is-ok {
  background: var(--smc-ok);
}

.smc-result-card.is-warning {
  background: var(--smc-warn);
}

.smc-result-card.is-danger,
.smc-result-card.risk-high,
.smc-result-card.risk-very_high {
  background: var(--smc-danger);
}

.smc-result-card.risk-medium {
  background: var(--smc-warn);
}

.smc-result-card.risk-low {
  background: var(--smc-ok);
}

.smc-result-card.risk-high strong::before,
.smc-result-card.risk-very_high strong::before {
  content: '⚠ ';
}

.smc-collapse {
  margin: 0.65rem 0;
  border: 1px solid var(--smc-border);
  border-radius: 12px;
  overflow: hidden;
}

.smc-collapse-toggle {
  display: flex;
  align-items: center;
  width: 100%;
  padding: 0.85rem 1rem;
  border: 0;
  background: var(--smc-soft);
  color: var(--smc-text);
  font: inherit;
  font-weight: 700;
  text-align: right;
  cursor: pointer;
}

.smc-collapse-toggle::before {
  content: '◂';
  margin-left: 0.5rem;
  transition: transform 0.15s ease;
}

.smc-collapse-toggle[aria-expanded='true']::before {
  transform: rotate(-90deg);
}

.smc-collapse-panel {
  padding: 0.85rem 1rem 1rem;
  background: #fff;
}

.smc-collapse-panel[hidden] {
  display: none;
}

.smc-result-actions {
  margin: 1rem 0 0.5rem;
}

.smc-copy-link {
  padding: 0.65rem 1rem;
  border: 1px solid var(--smc-border);
  border-radius: 999px;
  background: #fff;
  color: var(--smc-text);
  font: inherit;
  font-weight: 600;
  cursor: pointer;
}

.smc-track-wrap {
  overflow-x: auto;
}

.smc-track-table {
  width: 100%;
  border-collapse: collapse;
  margin: 0.5rem 0;
  background: #fff;
  border: 1px solid var(--smc-border);
  border-radius: 12px;
}

.smc-track-table th,
.smc-track-table td {
  padding: 0.65rem 0.75rem;
  border-bottom: 1px solid var(--smc-border);
  text-align: right;
  vertical-align: top;
}

.smc-insights,
.smc-questions {
  margin: 0;
  padding: 0;
  list-style: none;
}

.smc-insights li,
.smc-questions li {
  margin: 0.4rem 0;
  padding: 0.65rem 0.75rem;
  border-radius: 10px;
  background: var(--smc-soft);
}

.smc-insights li.ok {
  background: var(--smc-ok);
}

.smc-insights li.warn {
  background: var(--smc-warn);
}

.smc-insights li.danger {
  background: var(--smc-danger);
}

.smc-extra-costs h4 {
  margin: 0 0 0.5rem;
}

.smc-extra-summary {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0.65rem;
  margin: 0.65rem 0;
}

.smc-extra-summary div {
  padding: 0.75rem;
  border-radius: 10px;
  background: var(--smc-soft);
}

.smc-extra-summary span {
  display: block;
  color: var(--smc-muted);
  font-size: 0.88rem;
}

.smc-extra-summary strong {
  display: block;
  margin-top: 0.2rem;
  font-size: 1.05rem;
}

.smc-extra-cost-table {
  min-width: 640px;
}

.smc-portfolios {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0.65rem;
}

.smc-portfolio {
  padding: 0.85rem;
  border: 1px solid var(--smc-border);
  border-radius: 12px;
  background: #fff;
}

.smc-portfolio.is-selected {
  outline: 2px solid #172033;
  background: var(--smc-soft);
}

.smc-portfolio h4 {
  margin: 0 0 0.25rem;
}

.smc-is-compact .smc-header p {
  display: none;
}

.screen-reader-text {
  position: absolute !important;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

@media (min-width: 560px) {
  .smc-calculator {
    padding: 1.25rem;
  }

  .smc-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .smc-result-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .smc-extra-summary {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .smc-portfolios {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }
}

@media (min-width: 720px) {
  .smc-result-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }
}

@media (prefers-reduced-motion: reduce) {
  .smc-collapse-toggle::before,
  .smc-help,
  .smc-submit,
  .smc-copy-link {
    transition: none !important;
  }
}

@media (max-width: 559px) {
  .smc-market-card {
    display: block;
  }

  .smc-market-card span {
    display: block;
    margin-top: 0.25rem;
  }
}


/* Maslul Barur reviewed design refresh v0.2.9 */
.smc-calculator {
  --smc-bg: #fffdf8;
  --smc-soft: #f7f3ea;
  --smc-soft-2: #eef6f3;
  --smc-border: #ded7ca;
  --smc-text: #162033;
  --smc-muted: #5d6675;
  --smc-focus: #0f766e;
  --smc-accent: #0f766e;
  --smc-accent-dark: #115e59;
  --smc-ok: #ecfdf5;
  --smc-warn: #fffbeb;
  --smc-danger: #fff1f2;
  max-width: 980px;
  padding: clamp(1rem, 2.5vw, 1.6rem);
  border-radius: 24px;
  border-color: rgba(15, 118, 110, 0.18);
  background:
    radial-gradient(circle at top right, rgba(15, 118, 110, 0.08), transparent 34%),
    linear-gradient(180deg, #fffdf8 0%, #ffffff 56%);
  box-shadow: 0 18px 55px rgba(22, 32, 51, 0.10);
}
.smc-header { border-bottom: 1px solid rgba(222, 215, 202, 0.85); padding-bottom: 1rem; margin-bottom: 1rem; }
.smc-title { letter-spacing: -0.02em; }
.smc-header p { max-width: 62rem; }
.smc-market-card,
.smc-loan-amount-banner,
.smc-form-section,
.smc-output,
.smc-extra-costs,
.smc-assumptions-note,
.smc-collapse {
  background: rgba(255, 255, 255, 0.82);
  border: 1px solid rgba(222, 215, 202, 0.95);
  border-radius: 18px;
  box-shadow: 0 10px 30px rgba(22, 32, 51, 0.055);
}
.smc-form-section { padding: 1rem; }
.smc-market-card { padding: 1rem; }
.smc-market-card strong,
.smc-loan-amount-label,
.smc-section-title { color: var(--smc-accent-dark); }
.smc-field input,
.smc-field select { border-radius: 14px; background: #fffdfb; border-color: rgba(17, 94, 89, 0.18); }
.smc-field input:hover,
.smc-field select:hover { border-color: rgba(15, 118, 110, 0.42); }
.smc-help { border-color: rgba(15, 118, 110, 0.42); color: var(--smc-accent-dark); background: #effaf7; }
.smc-risk-option { background: #fffdfb; border-radius: 16px; transition: transform .16s ease, border-color .16s ease, box-shadow .16s ease; }
.smc-risk-option:hover { transform: translateY(-1px); border-color: rgba(15, 118, 110, 0.35); box-shadow: 0 8px 20px rgba(22, 32, 51, 0.06); }
.smc-risk-option input:checked + .smc-option-title strong { color: var(--smc-accent-dark); }
.smc-submit { background: linear-gradient(135deg, var(--smc-accent), var(--smc-accent-dark)); border-radius: 999px; box-shadow: 0 10px 24px rgba(15, 118, 110, 0.22); }
.smc-result-card { border-radius: 18px; background: #fffdfb; border-color: rgba(222, 215, 202, 0.95); }
.smc-result-card strong { letter-spacing: -0.015em; }
.smc-result-card.is-warning { background: #fffbeb; }
.smc-result-card.is-danger,
.smc-alert.danger { background: #fff1f2; border: 1px solid rgba(190, 18, 60, 0.20); }
.smc-alert.warn,
.smc-insights li.warn { background: #fffbeb; }
.smc-insights li.info { background: #eef6f3; }
.smc-insights li.ok { background: #ecfdf5; }
.smc-collapse-toggle { border-radius: 16px; color: var(--smc-accent-dark); }
.smc-track-table th { background: #f7f3ea; color: #334155; }
.smc-disclaimer,
.smc-mini-disclaimer { border-inline-start: 4px solid rgba(15,118,110,.45); padding: .8rem 1rem; background: #f8fafc; border-radius: 14px; }
@media (min-width: 760px) { .smc-grid, .smc-result-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); } }


/* === Maslul Barur reviewed visual layer v0.2.9 === */
.smc-calculator {
  --smc-primary: #143c3a;
  --smc-primary-soft: #e8f0ee;
  --smc-accent: #b88431;
  --smc-ink: #14211f;
  --smc-muted: #5b6a67;
  --smc-panel: #fffdf8;
  --smc-line: #e6ded0;
  max-width: 1040px;
  margin-inline: auto;
  border: 1px solid var(--smc-line);
  border-radius: 28px;
  background: radial-gradient(circle at 100% 0%, rgba(184,132,49,.12), transparent 260px), linear-gradient(180deg,#fffdf9 0%,#fbfaf6 100%);
  box-shadow: 0 22px 55px rgba(18,33,31,.09);
}
.smc-header { border-bottom: 1px solid var(--smc-line); padding-bottom: 1rem; }
.smc-title { color: var(--smc-primary); letter-spacing: -0.02em; }
.smc-market-card,
.smc-form-section,
.smc-output,
.smc-extra-costs,
.smc-bank-questions,
.smc-disclaimer { border: 1px solid var(--smc-line); border-radius: 22px; background: rgba(255,255,255,.84); box-shadow: 0 12px 32px rgba(20,60,58,.06); }
.smc-market-card { background: linear-gradient(135deg,#f8efe1 0%,#fdfaf5 100%); }
.smc-section-title,.smc-results-title,.smc-extra-costs-title,.smc-bank-questions-title { color: var(--smc-primary); }
.smc-loan-amount-banner,.smc-warning { border-radius: 18px; }
.smc-risk-options label,.smc-summary-card,.smc-portfolio-card,.smc-extra-cost-row { border-radius: 18px; border-color: var(--smc-line); background:#fff; }
.smc-risk-options label:hover,.smc-summary-card:hover,.smc-portfolio-card:hover { transform: translateY(-1px); box-shadow:0 10px 24px rgba(20,60,58,.08); }
.smc-field input,.smc-field select { border-radius: 14px; border-color:#d7ccba; background:#fffefa; }
.smc-field input:focus,.smc-field select:focus { border-color: var(--smc-accent); box-shadow:0 0 0 3px rgba(184,132,49,.16); }
.smc-summary-value { color: var(--smc-primary); }
.smc-tooltip-button { background: var(--smc-primary-soft); color: var(--smc-primary); }
.smc-toggle-button { border-radius: 999px; border:1px solid var(--smc-line); background:#fff; }

/* === Result sharing and readable numeric inputs v0.2.9 === */
.smc-result-actions {
  display: flex;
  flex-wrap: wrap;
  gap: .65rem;
  align-items: center;
  margin-top: 1rem;
}
.smc-copy-link,
.smc-whatsapp-share {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 42px;
  padding: .7rem 1rem;
  border-radius: 999px;
  font-weight: 800;
  line-height: 1.2;
  text-decoration: none;
  cursor: pointer;
  transition: transform .16s ease, box-shadow .16s ease, border-color .16s ease, background .16s ease;
}
.smc-copy-link {
  color: #143c3a;
  background: #fffdf8;
  border: 1px solid #d7ccba;
}
.smc-whatsapp-share {
  color: #fff;
  background: #128c7e;
  border: 1px solid #128c7e;
  box-shadow: 0 10px 22px rgba(18, 140, 126, .18);
}
.smc-copy-link:hover,
.smc-whatsapp-share:hover {
  transform: translateY(-1px);
  box-shadow: 0 10px 24px rgba(20, 60, 58, .10);
}
.smc-whatsapp-share:focus-visible,
.smc-copy-link:focus-visible {
  outline: 3px solid rgba(184,132,49,.28);
  outline-offset: 2px;
}
.smc-field input[data-smc-number-input="1"] {
  direction: ltr;
  text-align: right;
  font-variant-numeric: tabular-nums;
}
@media (max-width: 560px) {
  .smc-copy-link,
  .smc-whatsapp-share {
    flex: 1 1 100%;
  }
}

/* === Maslul Barur v0.2.10: live comma inputs === */
.smc-field input[data-smc-number-input="1"] {
  direction: ltr;
  text-align: right;
  unicode-bidi: plaintext;
}
.smc-result-actions {
  display: flex;
  flex-wrap: wrap;
  gap: .65rem;
  align-items: center;
  justify-content: flex-start;
  margin: 1rem 0 .75rem;
}
@media (max-width: 560px) {
  .smc-result-actions > * { flex: 1 1 100%; }
}

/* === Restore calculator action buttons (no aura) === */
.smc-results {
  scroll-margin-top: 96px;
}
.smc-submit {
  width: 100%;
  margin-top: 0.5rem;
  padding: 0.75rem 1.2rem;
  min-height: 46px;
  border: 0 !important;
  border-radius: 999px;
  background: #153f38 !important;
  color: #ffffff !important;
  font-weight: 800;
  cursor: pointer;
  box-shadow: 0 10px 26px rgba(15, 47, 42, 0.16);
  position: relative;
  isolation: auto;
  overflow: visible;
  filter: none;
  transform: none;
}
.smc-submit::before,
.smc-submit::after,
.smc-whatsapp-share::before,
.smc-whatsapp-share::after,
.smc-copy-link::before,
.smc-copy-link::after {
  content: none !important;
  display: none !important;
  animation: none !important;
}
.smc-submit:hover {
  filter: brightness(1.06);
  transform: translateY(-1px);
  box-shadow: 0 12px 30px rgba(15, 47, 42, 0.20);
  color: #ffffff !important;
  background: #153f38 !important;
}
.smc-copy-link,
.smc-whatsapp-share {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 42px;
  padding: .7rem 1rem;
  margin: 0;
  border-radius: 999px;
  font-weight: 800;
  line-height: 1.2;
  text-decoration: none;
  cursor: pointer;
  position: relative;
  isolation: auto;
  overflow: visible;
  filter: none;
}
.smc-copy-link {
  color: #143c3a !important;
  background: #fffdf8 !important;
  border: 1px solid #d7ccba !important;
  box-shadow: none;
}
.smc-whatsapp-share {
  color: #fff !important;
  background: #128c7e !important;
  border: 1px solid #128c7e !important;
  box-shadow: 0 10px 22px rgba(18, 140, 126, .18);
}
.smc-copy-link:hover,
.smc-whatsapp-share:hover {
  transform: translateY(-1px);
  box-shadow: 0 10px 24px rgba(20, 60, 58, .10);
}
.smc-collapse-toggle,
.smc-toggle-button {
  border-radius: 999px;
  border: 1px solid #d7ccba;
  background: #fff;
  color: #153f38;
}